The average insurance rates between drivers will vary based upon each drivers unique circumstances. For example, if you have a poor driving record your rate will probably be higher than a person with a good driving record, all other things being equal. Your age, sex, location, and type of vehicle can also affect your auto rates.
The average car insurance rates paid in the United States is $1120, Your car insurance rates can go as high as $2700/year to as low as $700/year. This figure will vary wildly state to state and does not always include all forms of coverage and may not be accurately reflect your coverage needs. Scroll through the table below to find the average cost of car insurance in your state or use the form to find a cheaper quote for car insurance:
Find the Best Car Insurance Rates
Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.
Why does the average car insurance rates vary by car insurance company? What are the factors that affect this variation in car insurance rates? There are many factors affecting your average car insurance rates. The rates of car insurance vary from company to company because each state has varying laws, varying customer needs, and impose varying policy guidelines. Each car insurance company, as a business organization, must then adapt to these needs and will have to modify affected policy, quotes and the car insurance rates, as well. Some of the factors that affect average car insurance ratess are:
Review these car insurance rates factors and use them to help find a way to lower or at least understand your average car insurance rates.